Direct debit message

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M

1

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Interchange header

This segment is used to envelope the interchange, as well as to identify both, the party to whom the interchange is sent and the party who has sent the interchange. The principle of the UNB segment is the same as a physical envelope which covers one or more letters or documents, and which details, both the address where delivery is to take place and the address from where the envelope has come.

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M

1

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Message header

This segment is used to head, identify and specify a message.

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M

1

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Beginning of message

This segment is used to indicate the type and function of the message and to transmit the identifying number.

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M

1

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Date/time/period

This segment is used to specify the date on which the Direct Debit message was created.

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C

1

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Business function

This segment is used to indicate the geographical environment of the direct debits contained in the message.

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C

5

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FII

A group of segments identifying the financial institutions involved in the direct debit.

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M

1

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Financial institution information

This segment is used to identify the receiving financial institution of the Direct Debit message.

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C

3

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NAD

A group of segments identifying the name(s) and address(es) of each non-financial party involved in the transaction.

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M

1

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Name and address

This segment is used to identify the sender of the direct debit message.

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M

9999

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LIN-DTM-RFF-BUS-FCA-SG5-SG6-SG7-SG8-SG9-SG10-SG11

A group of segments containing information regarding the credit side of the transaction and details which are pertinent to all direct debits specified within the group. Certain payment details may be provided either in segment group 4 or in segment group 11, but not in both.

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M

1

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Line item

This segment is used to identify a line within the direct debit by means of a incrementing unique line number.

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C

1

-

Date/time/period

This segment is used to specify a date related to the batch (credit side) of direct debits. This date applies to all individual transactions which do not have an individual date specified.

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C

2

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Reference

This segment is used to identify the reference number of the credit transaction which results from the message. This number, along with the message number detailed in data element 1004 in the BGM segment, are passed back to the debtor in the debit advice (and multiple debit advice), banking status, and financial messages.

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C

1

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Business function

This segment is used to identify the characteristics of the transactions detailed in level C of the message.

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C

1

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Financial charges allocation

This segment is used to identify the party on which any charges are allocated and the account to which the charges should be directed.

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C

1

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MOA-CUX-DTM-RFF

A group of segments containing the currency of the single amounts on the debit side of the transaction (C level), currency to be collected, plus the total of all single amounts of the debit side of the transaction (C level).

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M

1

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Monetary amount

This segment is used to specify the total amount for this batch of direct debits, the currency in which it is stated, and an indication whether this amount is the total of the transaction amounts or of bank settlement amounts.

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C

1

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Currencies

This segment is used to specify the currency of the monetary amount detailed in the previous MOA segment.  The CUX segment is only used if code 57 (Equivalent amount) has been used in data element 5025 of the previous MOA segment.

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C

2

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Date/time/period

This segment is used to specify reference and rate of exchange dates.

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C

1

-

Reference

This segment is used to provide references to other transactions negotiated between the creditor and the creditors bank which will be used to finance the direct debit, e.g. a separate foreign exchange deal.

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M

1

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FII

A group of segments containing the account servicing bank including the account to be credited. If the creditor is not quoted separately in the NAD segment on the credit side of the transaction (B level), then this group also contains the information of the creditor.

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M

1

-

Financial institution information

This segment is used to identify the financial institution and account information related to the creditor.

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C

3

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NAD

A group of segments identifying the creditor. Furthermore, one contact party can also be quoted in this group.

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M

1

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Name and address

This segment is used to identify the creditor that will receive the credit transaction.

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C

1

-

INP-FTX-DTM

A group of segments containing instructions from the creditor relating to parties identified in the NAD and FII segments. It specifies action to be taken by the identified parties, and the date (and optionally time) by which such action needs to be taken.

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M

1

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Parties and instruction

This segment is used to identify the party who must carry out an instruction from the creditor, and the party to whom the instruction is intended.

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C

1

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Free text

This segment is used to provide additional coded or free text instructions to those provided in the INP segment.

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C

2

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Date/time/period

This segment is used to specify the dates and or times related to the instructions.

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C

10

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GIS-MOA-LOC-NAD-RCS-FTX

A group of segments providing information for subsequent use by regulatory authorities requiring statistical and other types of data. It also identifies the regulatory authority for which the information is intended followed by the information itself.                         

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M

1

-

General indicator

This segment is used to indicate that the information contained in the following segments will be passed on to and processed by the central and regulatory party identified in the NAD segment.

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C

1

-

Monetary amount

This segment is used to specify monetary amounts which must be reported to the regulatory party identified in the NAD segment.

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C

2

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Place/location identification

This segment is used to indicate any locations relevant to the regulatory party identified in the NAD segment.

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C

1

-

Name and address

This segment is used to identify the central and regulatory authority specifying the regulatory information detailed in the GIS and FTX segments.

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C

1

-

Requirements and conditions

This segment is used to indicate any requirements and conditions related to the transaction which is being reported to the regulatory authorities.

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C

10

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Free text

This segment is used to provide free or coded text information required by the regulatory authorities. The form and content of this segment is dependent upon the central bank or regulatory authority's requirements.

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C

1

-

PRC-FTX

A group of segments giving information in free form about the purpose of the direct debit from the creditor to the debtors.

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M

1

-

Process identification

This segment is used to provide processing information for each beneficiary of the debit instructions.

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M

1

-

Free text

This segment is used to provide free or coded text information related to the processing of the payment.

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M

99999

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SEQ-MOA-DTM-RFF-FCA-SG12-SG13-SG14-SG15-SG16

This Segment Group contains information regarding the debtor(s) of the direct debit. Certain payment details may be provided either in Segment Group 11 or in Segment Group 4, but not in both.

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M

1

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Sequence details

This segment is used to identify the start of the credit side of the transaction (level C)  by means of a sequence number within the current line number.  The sequence number should be incremented by one for each occurrence of a new line number (in LIN segment).

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M

1

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Monetary amount

This segment is used to specify the payment amount for the credit instruction.

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C

1

-

Date/time/period

This segment is used to specify dates relevant to the debtor's side of the direct debit transaction.

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C

3

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Reference

This segment is used to identify the individual direct debit transaction in a way which is meaningful to the creditor and the debtor.

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C

1

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Financial charges allocation

This segment is used to identify the basis on which any charges are allocated and the account (of the debtor) to which the charges should be directed.

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C

3

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FII

A group of segments containing the debtor's bank and the account and if necessary up to two intermediary banks.

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M

1

-

Financial institution information

This segment is used to identify the financial institution and account number of the debtor.

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C

3

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NAD

A group of segments identifying the name and address of the debtor and one contact party.

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M

1

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Name and address

This segment is used to identify the debtor in the direct debit transactions and is passed on unchanged through the banking chain.

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C

3

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INP-FTX-DTM

A group of segments containing instructions from the creditor relating to parties identified in the NAD and FII segments. It specifies action to be taken by the identified parties, and the date (and optionally time) by which such actions needs to be taken.

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M

1

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Parties and instruction

This segment is used to identify the party who must carry out an instruction from the creditor, and the party to whom the instruction is intended.

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C

1

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Free text

This segment is used to provide additional coded or free text instructions to those provided in the INP segment.

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C

2

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Date/time/period

This segment is used to specify the earliest and latest dates by which the instructions must be carried out.

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C

10

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GIS-MOA-LOC-NAD-RCS-FTX

A group of segments providing information for subsequent use by regulatory authorities requiring statistical and other types of data. It also identifies the regulatory authority for which the information is intended followed by the information itself.

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M

1

-

General indicator

This segment is used to indicate that the information contained in the following segments will be passed on to and processed by the central and regulatory party identified in the NAD segment.

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C

1

-

Monetary amount

This segment is used to specify monetary amounts which must be reported to the regulatory party identified in the NAD segment.

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C

2

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Place/location identification

This segment is used to indicate any locations relevant to the regulatory party identified in the NAD segment.

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C

1

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Name and address

This segment is used to identify the central and regulatory authority specifying the regulatory information detailed in the GIS and FTX segments.

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C

1

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Requirements and conditions

This segment is used to indicate any requirements and conditions related to the transaction which is being reported to the regulatory authorities.

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C

10

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Free text

This segment is used to provide free or coded text information required by the regulatory authorities. The form and content of this segment is dependent upon the central bank or regulatory authority's requirements.

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C

1

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PRC-FTX-SG17-SG23

A group of segments containing the details of the direct debit. The content of these segments is passed through the banking chain from the creditor to the debtor.

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M

1

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Process identification

This segment is used to provide processing information related to an individual direct debit transaction.

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C

5

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Free text

This segment is used to provide free or coded text information related to the processing of the direct debit transaction.

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C

9999

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DOC-MOA-DTM-RFF-NAD-SG18-SG19-SG20

A group of segments providing details of all documents e.g., invoices, statements, despatch advices, etc., to which the direct debit refers. It includes information on the monetary amounts for each document and on any adjustments (with an indication of the reason for adjustments) and discounts.

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M

1

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Document/message details

This segment is used to provide details of the documents, e.g. a group of invoices,  to which an individual direct debit transaction refers.

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C

5

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Monetary amount

This segment is used to specify monetary amounts related to the complete document identified in the previous DOC segment.

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C

5

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Date/time/period

This segment is used to specify dates related to the document identified in the DOC segment.

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C

5

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Reference

This segment is used to provide any additional references relevant to the currently identified DOC segment.

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C

2

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Name and address

This segment is used to identify any additional parties related to the currently identified document, e.g. delivery party.

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C

5

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CUX-DTM

A group of segments specifying the currencies and the related dates/periods valid to the referenced document where different to the reference currency.

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M

1

-

Currencies

This segment is used to provide currency rate of exchange information used to convert amounts specified in the MOA segment for the referenced document, to an amount expressed in terms of the remittance/payment currency. This CUX segment will only be used when the currency of its rate of exchange is different from the default global currency or its rate of exchange specified in the CUX segment at heading level.

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C

1

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Date/time/period

This segment is used to specify any dates related to the currency information specified in the previous CUX segment.

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C

100

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AJT-MOA-RFF

A group of segments indicating adjustment amounts and their referenced documents.

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M

1

-

Adjustment details

This segment is used to indicate the reason for an adjustment to the current document.

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M

1

-

Monetary amount

This segment is used to indicate the value of the adjusted amount for the current document.

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C

1

-

Reference

This segment is used to specify any references associated with the adjusted amounts.

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C

1000

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DLI-MOA-PIA-SG22

A group of segments which may be used when required to provide details of individual line items in the reference document.

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M

1

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Document line identification

This segment is used to identify individual line items within the document identified in the DOC segment.

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M

5

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Monetary amount

This segment is used to indicate the amount due and the amount remitted for the line item identified in the DLI segment for the current document.

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C

5

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Additional product id

This segment is used to provide the product identification of the line item detailed in the DLI segment for the current document.

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C

10

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AJT-MOA-RFF

A group of segments indicating adjustment amounts and their reference documents.

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M

1

-

Adjustment details

This segment is used to indicate the reason for an adjustment to the current line identified in the DLI segment.

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M

1

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Monetary amount

This segment is used to indicate the value of the adjusted amount for the current line item.

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C

1

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Reference

This segment is used to specify any references associated with the adjustment amounts for the current line item.

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C

1

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GIS-MOA

A group of segments indicating the end of the details of payment and specifying hash total amounts for control purposes.

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M

1

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General indicator

This segment is used to indicate the end of the detail of payment.

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C

5

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Monetary amount

This segment is used to indicate the total value of level C for control purposes.  The figure detailed here is simply an accumulation of the values specified in all MOA segments in level C regardless of the qualifiers used in DE 5025.

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C

5

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Control total

This segment is used to provide application data for message control purposes.

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C

5

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AUT-DTM

A group of segments specifying details of any authentication (validation) procedures applied to the DIRDEB message.

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M

1

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Authentication result

This segment is used to provide details of any authentication procedures which have been applied to the direct debit message. The use of this segment is, including any algorithms and calculation procedures, dependent on bilaterally agreed conditions between the message sender and receiver.

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C

1

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Date/time/period

This segment is used to provide details related to the date and where necessary, the time, of the direct debit message validation.

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M

1

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Message trailer

The UNT segment is a mandatory UN/EDIFACT segment. It must always be the last segment in the message.

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M

1

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Interchange trailer

This segment is used to provide the trailer of an interchange.

© Copyright GS1

Edition 2016